hoMEworks Homebuyer Education Courses

Students gain valuable knowledge about the home buying process in a neutral environment. Students who successfully complete the course will earn the opportunity to receive a qualifying certificate, that may be eligible for certain first-time homebuyer loan products, or government lending programs, valid for two years.

Classes cover how to:

Please note: Anyone requiring a Homebuyer Education Certificate, to access downpayment assistance or mortgage products that require HUD-certified homebuyer education, must complete that education prior to closing. 

In Person Upcoming Classes: 

Messalonskee High School Room 305
131 Messalonskee High Drive
Oakland, ME 04963
May 14, 15, 16    6:00 pm - 9:00 pm
Register here: http://reg.planetReg.com/E1117830542461

PAYMENTS ARE NON-REFUNDABLE

Please note: Payments are non-refundable. In the event that you are unable to attend the scheduled class, you must notify KVCAP at housing@kvcap.org at the latest 48 hours before the scheduled class. Your payment will be held for one year for you to attend another class within that year. Failure to select a different class within one year, notification before 48 hours or class attendance will result in loss of payment.  

Please Note: Enrollment for a class closes at 12:00 p.m. on the Thursday before the class. Please ensure to enroll before that time if you would like to take the class. 

ehomeAmerica

eHomeAmerica is an online self-navigated course, which you can take at your convenience. It offers more flexibility in completing the homebuyer course. It is a national platform and costs $99 per person. It includes a phone conference of up to 60 minutes, following the web modules, to certify that the course has been completed. 
(This course meets the educational requirements for the Advantage Grant, and Maine Housing Loans.)

Talk to your lender about applying the $99 cost of the course toward closing cost.

Veterans and active military please contact us about getting a $30 discount. Prior to registering for a course, please forward proof of service in the form of a DD-214, Veteran or Active military ID to housing@kvcap.org to obtain a discount code. 

Framework

Framework meets the requirements for Fannie Mae HomeReady mortgages. You can complete the course online at your leisure, and receive a certificate.
(This course does not meet the requirements for the Advantage Grant, and Maine Housing Loans.)

Talk to your lender to find out which course fits your mortgage requirements.

Learn more about KVCAP's other programs and services online at www.kvcap.org . For any questions about classes or coaching programs you may call (207) 859-1592 or by e-mail at housing@kvcap.org.